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Edly Income-Based Repayment (IBR) Student Loans are unsecured personal student loans issued by FinWise Bank, a Utah chartered bank, member FDIC. All loans are subject to eligibility criteria and review of creditworthiness and history. Terms and conditions apply.
1 According to a study by LendEDU ( https://lendedu.com/blog/state-of-private-student-loans-report ), the approval rate for students without a cosigner was 8.84%. Historical Edly application data shows more than 24% of applicants that apply without a cosigner meet our eligibility requirements.
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