Students without a cosigner are over 3x more likely to get approved* with Edly than they are with a traditional lender.
Edly’s payments are affordable by design, adjusting with your income.
If you lose your job, or your income drops below the minimum income threshold monthly payments are deferred**
30 seconds to check your eligibility and terms. Instant approval after that.
We’ll check to see if you meet our initial requirements, like school, major, and graduation date.
Complete your application to get your official offer. Get pre-qualified without affecting your credit score.
Review your final terms, accept your offer, and we’ll send your info over to your school for certification and disbursement.
School comes first. Payments start four months after graduation, and only when you’re earning more than $30,000.
Your payments adjust with your pre-tax income. Lose your job? Get your payments deferred.
Your loan is repaid once you make 60 payments, even if you’ve paid back less than you borrowed. Or, you can pay it off early at any time.
Of tuition funded
We’re not like the other guys
No cosigner required
No minimum credit score or credit history required
No interest rate
Fixed maximum repayment cap
Payments deferred upon loss of job
Responsive, personalized customer support