Get them the funding they need, without the burden

Preserve your credit score

Don’t let a late payment hurt your credit score. You’ll thank us later.

Keep your money in your pocket

Maintain your approval odds

34% of cosigners said cosigning has hurt their ability to qualify for mortgages, auto loans, or other types of financing

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

Discover industry-leading benefits.

We encourage all students to complete the Free Application for Federal Student Aid (FAFSA) form to ensure that you take advantage of all federal student loan programs and financial aid available to you. Edly is designed to help students close the “funding gap” that remains so they may complete their studies. Unlike most private student lenders, such as Sallie Mae or Discover Student Loans, Edly offers a flexible, income-based repayment plan with many borrower protections including payment caps and deferment.

Features of Edly student loans include:

No cosigner or hard credit pull required to pre-qualify

No minimum credit score or credit history required

Instant application decisioning

Income-based repayment

Fixed maximum repayment cap

Payments deferred upon loss of job or unemployment

Responsive, personalized customer support

1 https://lendedu.com/blog/student-loan-cosigner-survey-and-report/

2 https://lendedu.com/blog/student-loan-cosigner-survey-and-report/

3 https://lendedu.com/blog/student-loan-cosigner-survey-and-report/

4 To defer payments, students must provide qualifying documentation, which may include historical or current paystubs or proof of job search.

Edly is a Registered Investment Advisor in NY State |

Loans issued by FinWise Bank.

Your kid needs you.

Just not to cosign.

Get them the funding they need, without the burden

Preserve your credit score

Keep your money in your pocket

Maintain your approval odds

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

"
57% of cosigners believe that their credit scores have been negatively impacted by cosigning on private student loans
— LendEDU, 2021³

"
51% of cosigners felt that their children’s student debt is putting their retirement in jeopardy
— LendEDU, 2021³

"
58% of cosigners answered that their children have asked them for help making monthly payments
— LendEDU, 2021³

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

"
57% of cosigners believe that their credit scores have been negatively impacted by cosigning on private student loans
— LendEDU, 2021³

"
51% of cosigners felt that their children’s student debt is putting their retirement in jeopardy
— LendEDU, 2021³

"
58% of cosigners answered that their children have asked them for help making monthly payments
— LendEDU, 2021³

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³

Discover industry-leading benefits.

Help them realize their future,

without impacting yours

Your kid needs you.

Just not to cosign.

Get them the funding they need, without the burden

Preserve your credit score

Keep your money in your pocket

Maintain your approval odds

"34% of cosigners said they would not cosign on their children’s student loans if they could do it again. — LendEDU, 20213

Discover industry-leading benefits.

Help them realize their future,

without impacting yours

"
34% of cosigners said they would not cosign on their children’s student loans if they could do it again.
— LendEDU, 2021³